Participation in Orykto Protocol involves risk of partial or total loss of principal. Each Stable Pool's guaranteed baseline (set per pool) is contractually defined and guaranteed first by the IP monetization partner under contract, backed second by the Protocol Reserve, but not guaranteed against extreme tail events, including IP monetization partner default, originator insolvency, jurisdictional asset seizure, smart-contract vulnerability, and sustained underperformance of underlying IP revenue. Returns above the baseline (sector modeled average target 12%, up to 24%) are not promised. Past performance does not predict future performance. Tokens are not deposits and are not insured by any government scheme.